First Collection Services

Professional Accounts Receivable Management Services

Text Messaging Service Agreement Terms and Conditions

This is a communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

For residents of Hawaii and Vermont, this is an attempt to collect a claim and any information obtained will be used for that purpose.

By subscribing to First Collection Services’ Text Message Service you agree to the following Terms and Conditions:

Mobile Phone Ownership and Mobile Number
When you subscribe to First Collection Services’ text message service you are confirming the mobile phone number you use to subscribe is the mobile number associated with your mobile phone. You and no other person will use this mobile phone to communicate with First Collection Services about your account(s). Throughout this agreement the word “you” includes the person associated with the mobile phone and mobile number you use to subscribe to this text message service.

Agreement
This Terms and Conditions document is an agreement between you and First Collection Services which explains some of your important rights under the law, how the text message service works, how text fees and data rates may apply, how you may access information, when we may initiate text messages to the mobile phone number you used to subscribe, your agreement to receive text messages and other important features associated with the text message service. To agree to these Terms and Conditions text YES to First Collection Services’ short code _________.

If you delete your text messaging history from your mobile phone you may lose information about this text message service. To retrieve the Terms and Conditions you can go to http://texttandc.fcscollects.com.

Voluntary Participation
First Collection Services is a third-party debt collector and offers this text message service to you in connection with the collection of debt. This is a voluntary service you may start or stop at any time.

Purpose
The purpose of this text message service is to allow you to obtain information about your account(s) associated with this mobile phone number by texting key words to First Collection Services. The key words and their definitions appear below. The purpose is also to allow First Collection Services to send certain kinds of text messages to you using the mobile phone number you use to subscribe.

Accounts Subscribed
This text message service allows you and this First Collection Services to communicate about any accounts associated with the mobile phone number you use to subscribe and placed with us for collection now or in the future (Accounts Subscribed). Accounts Subscribed placed with us for collection by more than one business may be excluded from this text message service and Accounts Subscribed placed with us that are closed, inactive, subject to a cease communication or otherwise prohibited from collection activity will be excluded from this text message service.

Consent
By subscribing to this text message service, you consent to participate in First Collection Services’ text message service and understand and agree:

Text Message Service Termination Process:
First Collection Services and its agents do not have the ability to unsubscribe you from this text message service without your participation. To terminate participation or unsubscribe from First Collection Services’ text message service, you need to text the word ALTO, STOP, STOP!, STOPNOW, STOPALL, END, QUIT, QUITNOW, CANCEL, CANCELAR, NOMO, UNSUBSCRIBE, REMOVE, OPTOUT, PARA, PARAR, PARE, or ARRET to First Collection Services’ text number. Unsubscribing from First Collection Services ‘s text message service will not revoke or cancel other types of permissions you have granted First Collection Services using the mobile number you use to subscribe to this text message service.By enrolling in this text message service, you consent that following such a request to unsubscribe, you will receive a one-time text message from First Collection Services confirming your removal from First Collection Services’ text message service. Following such confirmation message, no additional text messages will be sent unless you voluntarily subscribe again to this text message service.

If you deactivate the mobile number you used to subscribe to First Collection Services’ text message service, First Collection Services will unsubscribe you from its text message service and send you a one-time text message confirming your removal from First Collection Services’ text message service. Following such confirmation message, no additional text messages will be sent unless you voluntarily subscribe again to this text message service.

Translation of Abbreviations:
First Collection Services’ text message service uses abbreviations when communicating with you. Please refer to this abbreviation translation list or contact First Collection Services if you have questions or need assistance.

Consumer Initiated Key Word Text Message Service
To manage your use of this text message service or to request information about your account(s) you may use the following Key Words. Simply text the Key Word to our First Collection Services’ text number _________ and First Collection Services will respond.

REMEMBER EACH TEXT RESPONSE FROM First Collection Services IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Key Words:

First Collection Services Initiated Text Message Service
First Collection Services may at times decide to initiate text messages to the mobile phone number you use to subscribe to its text message service.

Unless described above, First Collection Services will not initiate text messages to you using the mobile phone number you use to subscribe to this text message service.

Costs and Charges
First Collection Services does not have a separate charge for this text message service; however, message and data rates may apply from your mobile phone carrier. Subject to the terms and conditions of your mobile phone carrier, you may receive text messages sent to your mobile phone. Participation in this text message service is standard rated (no premium content).

By providing your consent to participate in this text message service, you approve any such charges from your mobile phone carrier. Charges for text messages may appear on your mobile phone bill or be deducted from your prepaid balance.

Your Privacy
First Collection Services is committed to building user trust and confidence by promoting and complying with the use of business practices that help protect the privacy of the consumer and their data. For more information you can view a copy of our privacy policy online at http://texttandc.fcscollects.com.

First Collection Services’ Right to Terminate
First Collection Services reserves the right to terminate this text message service, in whole or in part, at any time without notice. The information in any message may be subject to certain time lags and/or delays.

OPTIONAL PROVISION: First Collection Services’ Right to Limit Key Word Requests:
Communicating with you is important to First Collection Services. To maintain accuracy in our responses to your key word requests, First Collection Services reserves the right to block key word requests we receive from you and to which our records show we have responded. If at any time you believe your key word requests have been blocked in error, please contact us at 844-310-5239.

United States Participating Carriers Include:
ACS/Alaska, Alltel, AT&T, Bluegrass MobileFirst Collection Servicesular, Boost, MobileFirst Collection Servicescom, MobileFirst Collection Servicesone Nation, MobileFirst Collection Servicesular One of East Central Illinois, MobileFirst Collection Servicesular South, Centennial, Chariton Valley MobileFirst Collection Servicesular, Cincinnati Bell, Cox Communications, Cricket, EKN/Appalachian Wireless, Element Mobile, GCI, Golden State MobileFirst Collection Servicesular, Illinois Valley MobileFirst Collection Servicesular, Immix/Keystone Wireless, Inland MobileFirst Collection Servicesular, iWireless, Metro PCS, Nex-Tech Wireless, nTelos, Plateau Wireless, South Canaan, Sprint, T-Mobile, Thumb MobileFirst Collection Servicesular, United Wireless, US MobileFirst Collection Servicesular, Verizon Wireless, Viaero Wireless, Virgin, WCC. Additional carriers may be added.

Canada Participating Carriers Include:
Aliant Mobility, Bell Mobility, Fido, MTS, NorthernTel Mobility, Rogers Wireless, SaskTel Mobility, Télébec Mobilité, TELUS Mobility, Vidéotron, Virgin Mobile Canada, WIND Mobile. Additional carriers may be added.